Terms and Conditions

Article 1: General

Our Terms and Conditions were last updated on 5/23/2026.

Please read them carefully before using Our Service.

By using the Site, you agree to be bound by these Terms and Conditions and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Kim Ryan.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

Article 1a: Age limit

Age restrictions apply: Kim Ryan does not permit those under 18 to use the Service. We do our best to restrict access to our sites, products and services to minors. Even if the content of our products and services is not of a shocking nature, we prefer to target a mature audience capable of understanding the implications and responsibilities of the business world.

Any subscriber who does not meet these criteria will immediately be deleted from our database as soon as this is brought to our attention. Likewise, any customer who does not meet these criteria will be reimbursed and a return of the product (s) concerned will be required.

Article 2: Placing Order

By placing an Order for Products through the Service, you warrant that you are legally capable of entering into binding contracts.

Article 3: Price

The prices are indicated in dollars, excluding the shipping and processing of your order. The price of items can be changed at any time. However, the price applied to an order will be the one stated at the time of the order.

Article 4: Your information

If you wish to place an Order for Products available on the Service, You may be asked to supply certain information relevant to your order including, without limitation, your name, your email, your phone number, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete.

By submitting such information, you grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of your order.

Article 5: Payment

Payment is due immediately on the date of the order, including for pre-order products.

Payment can be made through various payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, we will not be liable for any delay or non-delivery of your order.

Article 6: Delivery

Delivery is made to the address you specified when placing your order (therefore, pay particular attention to the spelling of the address you enter and especially the postal code).

The risks will be your responsibility from the date on which the ordered products have left our premises. However, in the event of a lost package, we will do everything necessary so that you still receive your product or that you are reimbursed according to your warranty.

Article 7: Changes to these Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Article 8: Company information

Private Policy:

Kim Ryan
Email: kim@newwaytoretire.com

We respect your privacy.

When you enter your name and email on this page, you are providing that information to us voluntarily in order to receive your free resource and occasional communication.

What we collect:

  • Email address

How we use your information:

  • To send you the free resource you requested

  • To send helpful tips, updates, and related offers

  • To improve your experience

We do NOT:

  • Sell your personal information

  • Share your data with third parties without your consent

Your information is stored securely, and you can unsubscribe at any time using the link in our emails.

If you have questions, you may contact us at:
[kim@newwaytoretire.com]

๐Ÿ“„ Earnings Disclaimer

Any income examples or earning potential mentioned are for informational purposes only.

There is no guarantee that you will earn any money using the ideas or strategies shared.

Your results depend on many factors, including but not limited to:

  • Your effort

  • Your consistency

  • Your personal situation

  • Market conditions

Some people may earn more, less, or nothing at all.

This content is intended for educational purposes only and should not be considered financial advice.

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